Digital credit

While digital credit broadens market access and reduces frictions in developing countries, default rates are often high. In Mexico, reducing loan speed—by doubling delivery time—decreased the likelihood of default significantly. Such waiting periods ...

Digital credit does not appear to systematically improve lives, while the lack of transparency raises serious concerns about predatory lending

An experiment in Uganda shows that securing a loan with digital collateral can lead to positive benefits for both borrower and lender

Access to fast cash through digital credit may put consumers at risk for over-indebtedness and likelihood of default

Tavneet Suri talks about financial well-being as a catalyst for development in sub-Saharan Africa