

Michael is an applied behavioral economist with an interest in applications to consumer finance, public economics and labor economics. He uses a variety of methods —laboratory experiments, field experiments and observational data analysis— to study the importance of behavioral theory for economic policy, the determinants of preferences and preference-elicitation methodology.
Recent work by Michael Kuhn
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Slowing down digital loans to speed up repayment: Evidence from Mexico
While digital credit broadens market access and reduces frictions in developing countries, default rates are often high. In Mexico, reducing loan speed—by doubling delivery time—decreased the likelihood of default significantly. Such waiting periods ...
Published 15.04.25
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Is faster always better? Evidence from Mexico’s digital credit market
Access to fast cash through digital credit may put consumers at risk for over-indebtedness and likelihood of default
Published 01.02.21