
lending
-
How interest rate caps increased the provision of credit to firms in Bangladesh
A cap on corporate loan interest rates in Bangladesh led to an increase in lending–without rationing credit to riskier borrowers–indicating banks have substantial upfront market power. What are the implications for interest rate regulation in develop...
-
How tax audits can open credit floodgates: Evidence from Ecuador
Ecuador's efforts to increase corporate tax audits led to a welcome surprise: banks stepped up their lending efforts as confidence in firms rose
-
Does your cultural background affect your credit profile?
In Indian banks, cultural proximity (shared beliefs, ethnicity) between lenders and borrowers increases access to credit and reduces default