The downside of raising aspirations for poor entrepreneurs: Evidence from the Philippines Encouraging the poor to set higher savings aspirations may backfire if they fall short of these goals, leading to less economic investment Finance David McKenzie Aakash Mohpal Dean Yang Published 20.09.21
Payment fintechs and debt enforcement: Evidence from India While their location in the payment chain gives payment fintechs a debt-enforcement advantage, borrower behaviour can limit their success Finance Kumar Rishabh Jorma Juhani Schäublin Published 13.09.21
Fintech and consumer finance Tech developments have made many things more efficient, convenient and cheaper — but there’s also a downside Finance Hong Ru Antoinette Schoar Published 18.08.21
Is financial literacy necessary for greater savings? Evidence from Uganda Financial literacy training increases short-term knowledge and savings, but does not determine long-term financial success Finance Samantha Horn Julian C. Jamison Dean Karlan Jonathan Zinman Published 04.08.21
Commodity prices and banking crises Volatility of commodity prices is a key driver of the likelihood of banking crises in low-income countries Finance Markus Eberhardt Andrea Presbitero Published 26.07.21
Closing the gender profit gap through savings and training: Evidence from Mozambique Access to mobile savings accounts and financial management skills can lead to improved profits and financial security of female-led micro-enterprises Finance Catia Batista Sandra Sequeira Pedro Vicente Published 02.07.21
Overcoming barriers to savings through deferred wage payments: Evidence from Malawi Having the option of getting paid later can help developing-country workers save for larger purchases, and make lasting improvements to their homes Finance Lasse Brune Eric Chyn Jason Kerwin Published 28.06.21
Testing financial innovations: Increasing loan repayment using digital collateral An experiment in Uganda shows that securing a loan with digital collateral can lead to positive benefits for both borrower and lender Finance Paul Gertler Brett Green Published 18.06.21
When transparency fails: Financial incentives for local banking agents in Indonesia In contexts where information on new financial technologies is limited, publicly disclosing an agent’s financial incentives negatively impacts take-up Finance Erika Deserranno Gianmarco León-Ciliotta Firman Witoelar Published 04.06.21
